Over $2 Million Of Debt Wiped Out
For more than 25 years, Bryan P. Keenan has helped Pittsburgh families and individuals break free from crushing debt. Whether you are facing foreclosure, wage garnishment, or relentless creditor calls, we can help you find a path forward.
Schedule Your Free ConsultationHow We Help Pittsburgh Residents
Every financial situation is different. We work closely with each client to identify the best strategy for their specific circumstances.
Bankruptcy 101
Understand the basics of bankruptcy protection and how it can provide a financial fresh start for you and your family.
Learn More →Chapter 7 Bankruptcy
Eliminate credit card debt, medical bills, and other unsecured obligations. Most cases are completed within 4 months.
Learn More →Chapter 13 Bankruptcy
Reorganize your debts into an affordable payment plan while keeping your home, car, and other important assets.
Learn More →Mortgage Foreclosure
Stop foreclosure proceedings and save your home. Pennsylvania law provides options to halt the process and catch up on payments.
Learn More →Car Repossession
Prevent vehicle repossession or recover a car that has already been taken. Keep reliable transportation for work and family.
Learn More →Medical Debts
Overwhelming hospital bills and medical expenses are one of the leading causes of bankruptcy. We can help eliminate that burden.
Learn More →Tax Debt
Certain tax obligations can be discharged or reorganized through bankruptcy. Find out which tax debts may qualify for relief.
Learn More →Business Bankruptcy
Options for small business owners facing financial difficulty, including personal liability protection and business debt solutions.
Learn More →Why Pittsburgh Families Trust Bryan Keenan
Filing for bankruptcy is a significant decision, and choosing the right attorney matters. Bryan P. Keenan has dedicated his career exclusively to bankruptcy law, which means every client benefits from deep, focused experience rather than a general practice approach.
When you work with our firm, you work directly with Bryan. We do not hand your case off to junior associates or paralegals. From the initial consultation through your discharge hearing, Bryan personally guides you through each step of the process.
Our office at 993 Greentree Road in Pittsburgh is conveniently located for residents across Western Pennsylvania, including Allegheny County, Washington County, Westmoreland County, and Butler County. We also offer evening and weekend appointments for clients who cannot take time away from work.
The first step is always a free, no-obligation consultation. During this meeting, Bryan will review your financial situation, explain your options, and answer every question you have. There is never any pressure to file. Many clients leave their consultation feeling relieved simply because they finally understand their choices.
What Our Clients Say
Real stories from real people we have helped across the Pittsburgh area.
"Bryan made a stressful situation feel manageable. He explained every step clearly and never made me feel judged for my financial situation. I was debt-free in four months."
"After my divorce, I was drowning in debt. Bryan helped me file Chapter 7 and I got a true fresh start. His office staff was also incredibly kind and responsive."
"I was facing foreclosure and didn't know where to turn. Bryan filed Chapter 13 for us and saved our home. We are now current on our mortgage and rebuilding our credit."
"The free consultation alone was worth calling. Bryan spent an hour with me, explained my options, and never pressured me into anything. When I was ready to move forward, the whole process was smooth."
Frequently Asked Questions
Quick answers to the questions we hear most often from Pittsburgh residents considering bankruptcy.
How much does it cost to file bankruptcy in Pittsburgh?
Filing fees for Chapter 7 bankruptcy are $338 and Chapter 13 filing fees are $313. Attorney fees vary depending on case complexity. At Bryan P. Keenan & Associates, we offer free consultations to discuss your specific situation and all associated costs upfront, with no hidden fees.
Will I lose my house if I file for bankruptcy?
Most people keep their homes when filing bankruptcy. Pennsylvania's homestead exemption protects equity in your primary residence up to $25,150. Chapter 13 bankruptcy is specifically designed to help homeowners catch up on mortgage arrears while keeping their property. Bryan Keenan has helped thousands of Pittsburgh homeowners protect their homes through bankruptcy.
How long does the bankruptcy process take?
Chapter 7 bankruptcy typically takes 3 to 4 months from filing to discharge. Chapter 13 bankruptcy involves a 3- to 5-year repayment plan. The initial consultation and preparation usually takes 1 to 2 weeks. Creditor harassment and wage garnishments stop immediately once your case is filed thanks to the automatic stay.
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates most unsecured debts (credit cards, medical bills) in about 4 months. Chapter 13 reorganizes your debts into a manageable 3- to 5-year payment plan. Chapter 7 has income requirements based on the means test, while Chapter 13 is available to those with regular income. During your free consultation, we will help determine which chapter best fits your circumstances.
From the Bankruptcy Blog
Practical guidance for Pennsylvania residents navigating debt, foreclosure, and the bankruptcy process.
Means Test Income Limits in Pennsylvania for 2026
Updated PA median income figures, household-size adjustments, and what they mean for your Chapter 7 eligibility.
Filing CostsFiling Chapter 7 With No Money in Pennsylvania
How fee waivers and installment plans work when you cannot afford the standard filing fee.
CostsHow Much Does Bankruptcy Cost in Pennsylvania?
Court fees, attorney fees, and required courses — the real cost breakdown.
ExemptionsWhich Assets Are Protected in a PA Bankruptcy?
The exemptions that actually protect your home, car, retirement, and personal property.
GarnishmentHow to Stop Wage Garnishment in Pennsylvania
The automatic stay halts garnishment immediately. Here is how the process works.
ForeclosureIs It Too Late to Stop Foreclosure in PA?
Even after a sheriff's sale date is set, Chapter 13 can save your home.
Chapter 13The 90-Day Rule in Chapter 13 Bankruptcy
Recent credit card spending can become non-dischargeable. Here is how the rule works.
ComparisonDebt Consolidation vs. Bankruptcy
The honest pros and cons of each path from a Pittsburgh attorney.
Medical DebtFiling Bankruptcy for Medical Bills Only
When medical debt is your only debt, is bankruptcy still the right move?
Student LoansStudent Loan Garnishment in 2026
Treasury offset, administrative wage garnishment, and the new collection rules.
PitfallsMistakes to Avoid Before Filing Chapter 7
Pre-filing missteps that can derail your case — and how to avoid them.
PerspectiveThe Stigma of Bankruptcy Costs More Than Filing
Why bankruptcy is a financial tool, not a moral failing.