Bryan P. Keenan & Associates, P.C.
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A bankruptcy attorney who cares about you and your future. Don't let debt problems disrupt and define your life.

Bryan P. Keenan

Debt Management Archives

Tips for managing credit card debt

Every day, more and more Americans who are living in Pittsburgh, Pennsylvania find that they have fallen deep into credit card debt. On the other end of the spectrum, even more are accomplishing the task of climbing out of the hole that was created by their debts. Would you like to be in the latter group? Here are some debt management tips to help you to overcome your credit card debts.

Why bankruptcy may be a better alternative to manage debt

Sadly, many debt management companies try to take advantage of people who are struggling with debt. These companies promise everything from cutting your debt in half to cleaning up your credit history. Typically, you will be required to pay a flat free up-front. The bottom line is that if it sounds too good to be true, it probably is.

Pennsylvania court tightens restrictions on creditor harassment

When financial challenges occur, the collection floodgate opens. Letters, phone calls, emails and just about any other form of communication imaginable are used to try to collect the debt. But these attempts are subject to legal restrictions. The Fair Debt Collection Practices Act is one law that protects debtors from harassing conduct by collectors as well as other collection practices that could be detrimental to the debtor.

What are some ways to avoid going into too much debt?

In some ways, your "Battle of the Budget" does have some parallels to real war. You have tactical decisions to make, and some strategic ones, too. And when it comes to dealing with debt, your weapons can range from "small arms" like keeping a budget to "the nuclear option" of personal bankruptcy.

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Bryan P. Keenan & Associates, P.C.

993 Greentree Road
Suite 101
Pittsburgh, PA 15220

Phone: 412-923-4941
Fax: 412-444-0158
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