Bryan P. Keenan & Associates, P.C.
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Bryan P. Keenan

Posts tagged "Credit Card Debt"

What are strategies to handle credit card debt collectors?

With companies downsizing and more and more Pittsburgh residents facing diminished or even a complete loss of income, aggressive debt collection is a growing problem. People who are already overwhelmed and worried about how they will make ends meet will have these fears exacerbated by a debt collector calling constantly. Fortunately, there are strategies that a debtor can use to handle debt collectors. Understanding how to do this often requires legal advice.

What can debt collectors not do regarding credit card debt?

Pittsburghers who find themselves in overwhelming credit card debt they are unable to pay might be under the impression that they have put themselves in that position and they deserve whatever punishment they get. That can include simply accepting debt collectors calling at all hours and harassing them. However, simply being in credit card debt does not mean that a person should be subjected to abuse and face legal violations. Understanding what debt collectors are not allowed to do regarding a debt based on the Fair Debt Collection Practices Act when communicating with the debtor is imperative to put a stop to the behavior and a legal professional experienced in helping people with their debt problems is key to this.

Facing bankruptcy: can I use my credit card for groceries?

Facing bankruptcy is a difficult time for anyone. It becomes even more stressful when there are dependents involved. You may be watching your disposable income run low and fear for the future—how do you keep food on the table when there just isn’t any money left?

Legal help is here when debt becomes overwhelming

Imagine that after you graduate from college, you carry a massive amount of student debt into your professional life. But that's okay to a certain extent -- because you are able to find a job relatively quickly in a good industry that pays very well. For years, you are able to keep up with your debts and payments, building a life that you enjoy. This is the ideal life that many people would want.

The different three years can make

Apparently, Equifax was not content with the image problems created by the fallout that followed their hacking controversy in September. The prominent credit-reporting agency made what they likely considered a recently discovered, small change that had a huge impact on hundreds of thousands of consumers.

Older credit card debt common among U.S. consumers

Having high balances on one’s credit card can put a lot of financial stress on a person. Many things could lead to a person facing this situation. One is carrying a credit card debt for a long time, given the high interest rates that can apply to credit card balances.

Agencies and old debt

Consumers who deal daily with overwhelming debt from multiple credit cards, mortgages and car loans tend to focus on the sum total of their financial obligations. Looking at the finer details of the delinquent balances on each account becomes overwhelming.

Credit where credit is overdue

A recent report on the second quarter issued by the Federal Reserve Bank is creating some concern among economists. The data released on August 15 reveals that in the wake of a strong economy and lower interest rates, credit card delinquencies continue to grow.

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Bryan P. Keenan & Associates, P.C.

993 Greentree Road
Suite 101
Pittsburgh, PA 15220

Phone: 412-923-4941
Fax: 412-444-0158
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