Bryan P. Keenan & Associates, PC Toll Free 866-753-6857 Phone 412-923-4941

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Personal Bankruptcy Archives

Tips to preventing a foreclosure

Pennsylvania residents may not have heard about the recent tips concerning how to prevent a home foreclosure. Whenever a homeowner faces unexpected financial difficulties, extreme consequences can enter into the equation. If a home was used to secure debt, the lender may pursue foreclosing on the home in order to get the title to the property to pay off the debts the homeowner owes. There are several things a homeowner facing this unpleasant situation can do to prevent a foreclosure; some arrangements could require money upfront while others could involve going through the legal system.

Means testing determines bankruptcy filing options

While many Pennsylvania residents understand that financial pressures can become burdensome, there are certain restrictions in filing for Chapter 7 bankruptcy as a way to obtain a fresh financial start. Income and household expenses are evaluated to determine whether Chapter 7 is appropriate or whether it would be an abuse of the financial system. Means testing is an important element of filing for bankruptcy, and forms must be filled out accurately and submitted with the petition.

Why it's nearly impossible to discharge student loan debt

By now, most Pittsburgh residents have heard the scary statistics about student loan debt, and the threat it poses not just to the government, but to the people who are indebted to their student loan lenders. The total amount of student loan debt in the United States is roughly $1 trillion, which makes it the highest source of debt in the country.

Chapter 7 vs. Chapter 13, and how a home can be affected in each

When anyone files for personal bankruptcy, they will have to decide whether they want to go with Chapter 7 or Chapter 13. These two forms of bankruptcy are very different, but in either case, they can help a debt-ridden individual (or simply someone who needs help regaining their financial footing) reclaim their fiscal livelihood.

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Bryan P. Keenan & Associates, PC

993 Greentree Road
Suite 101
Pittsburgh, PA 15220

Toll Free: 866-753-6857
Phone: 412-923-4941
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