Bryan P. Keenan & Associates, P.C.
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Providing The Advice And Options You Need To Overcome Financial Problems And Move Forward

A bankruptcy attorney who cares about you and your future. Don't let debt problems disrupt and define your life.

Bryan P. Keenan

Why is a lawyer useful in a Chapter 7 or Chapter 13 bankruptcy?

When thinking about filing for bankruptcy in Pittsburgh, there are many factors that can cause a person to decide to just wait a little while longer and see if they can find a way to get out of debt without needing to use Chapter 7 or Chapter 13 bankruptcy. It can be a fearful proposition to take that step to go to court and declare bankruptcy. One concern that people will have is the need to hire an attorney. In some cases, they might decide that they can file on their own without a lawyer and achieve the desired outcome.

Of course, this is possible. However, there are various reasons why a lawyer can be helpful, and it is advisable to understand the complexities of the process before taking the drastic and often unwise step of filing without a lawyer. The U.S. Bankruptcy Courts advise people to have legal assistance.

People who go to court on their own must understand that it is against the law for judges or employees of the court to give any legal advice. A person who files without an attorney is on his or her own.

There are certain aspects with which an attorney can help including determining whether filing is a good step; what chapter would be preferable to the situation; if certain debts are dischargeable; if the person can retain certain properties like a motor vehicle or a home; if there are tax consequences; if creditors should still be paid; how the bankruptcy law works and its impact; what forms are needed; and all other areas of the case. If a person is representing him or herself, it is not an excuse not to understand the rules and procedures.

With all the personal turmoil that overwhelming debt causes to make bankruptcy a consideration in the first place, it is difficult to expect a layperson to be aware of the nuance in bankruptcy. Mistakes are common and can serve to make the situation worse. When considering bankruptcy, there is no harm with consulting with a law firm experienced in these cases. It will yield information as to the entire process and likely show how a Chapter 7 or Chapter 13 bankruptcy filing can be made easier with legal assistance.

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Bryan P. Keenan & Associates, P.C.

993 Greentree Road
Suite 101
Pittsburgh, PA 15220

Phone: 412-923-4941
Fax: 412-444-0158
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