Bryan P. Keenan & Associates, P.C.
Free, Fresh-Start Consultation 412-923-4941

Providing The Advice And Options You Need To Overcome Financial Problems And Move Forward

A bankruptcy attorney who cares about you and your future. Don't let debt problems disrupt and define your life.

Bryan P. Keenan

Why are you putting off bankruptcy?

Like any significant life decision, especially one that may bring about notable discomfort, it is normal to waffle around before taking the step to undergo a bankruptcy. While bankruptcies are often not what people expect, they are still a significant event that carries a certain amount of social stigma, although this is fading slowly over time.

Despite the many benefits that bankruptcy offers consumers, many individuals who might greatly benefit from a bankruptcy choose to put it off, often only making matters worse.

If you are procrastinating undergoing a bankruptcy, what exactly is the thing keeping you from moving forward? It is possible that once you come to terms with why you're avoiding bankruptcy, you may find that you are ready to really make the most of the process.

It is always wise to enlist professional guidance when undertaking a bankruptcy. Although the various types of bankruptcy do offer great benefits, they are also complicated. If you do not follow the rules and timelines appropriate to the particular bankruptcy you choose, you may create an even bigger mess than the one you're attempting to fix in the first place.

Overcoming setbacks to financial freedom

If many bankruptcy-procrastinators are honest, they may be worried about the social stigma surrounding the issue. For many years, bankruptcy was a signifier of catastrophe for some parts of the public. However, these attitudes are easing away over time, especially as personal debt becomes an almost unavoidable aspect of modern life.

In light of the complex modern economy and the difficulty that most individuals share around maintaining an acceptable standard of living without incurring debt, more and more people are coming to understand that bankruptcy is merely a tool to use in certain circumstances. The law grants the courts the power to discharge certain debt, so that you don't have to suffer indefinitely if the unexpected radically changes your financial world, or if you simply get overwhelmed by debt over time.

Also, if you worry that discharging your debts is unfair to your creditors, remember that they factor this risk into their rates and terms when they agree to lend to you.

Learn what a bankruptcy can really do for you

If you're procrastinating about a bankruptcy, is it because you don't actually know about all the benefits? A bankruptcy may allow you to discharge a number of different debts, stop collections efforts against you, and may even allow you to keep your home, car, retirement savings and other property.

A good way to get a full, helpful picture of the bankruptcy process, and also learn which options you qualify for, is to speak with a bankruptcy attorney.

If you haven't consulted with an experienced bankruptcy attorney about your situation, what is keeping you? You may be missing out on more benefits than you realize, all while your financial woes continue to pile up.

An experienced, empathetic bankruptcy attorney can help you understand the full scope of issues in your financial world to determine the bankruptcy that fits your needs. As you work through the process, the attorney can help ensure that you stay on track to receive all the benefits you qualify for, while keeping your rights and your priorities protected.

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Bryan P. Keenan & Associates, P.C.

993 Greentree Road
Suite 101
Pittsburgh, PA 15220

Phone: 412-923-4941
Fax: 412-444-0158
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