It's hard to go a day without getting bombarded with debt management company advertisements trying to sell you their services. They promise to help you get rid of your debt fast by providing you with one easy payment so you don't have to worry about your confusing onslaught of credit card bills anymore. However, it's important to remember that these debt management firms not always what they seem.
In fact, Pennsylvania residents who get legitimate help from a debt management lawyer are usually able to resolve their debts much faster and much cheaper than they would have done with a debt management firm. At Bryan P. Keenan & Associates, we have seen so many bankruptcy cases that first got tangled up with a debt management scam before it arrived on our desks for review. If only these individuals had come to us first, their bankruptcy would have been a lot easier to manage and resolve.
Not all cases of out-of-control debt require bankruptcy to bring into balance; however, at a debt management company, Pennsylvania residents are not always shown the full scope of the options available to them. All they get is a cookie-cutter solution that may or may not be the right fit for their needs. Worse yet, whatever solution a debt management firm offers -- even if it is a reputable company -- the solution will probably be more expensive than if the borrower were able to get organized and manage his or her debts independently.
At Bryan P. Keenan & Associates, we offer our clients free first-time consultations to evaluate what kind of debt solution may be most appropriate for them. We will listen to your story, review your financial records and advise the legal options available to you.