Life can throw an unexpected and unwelcome turn of events at you at any time. You might arrive at the office one morning to discover that you have been laid off. Perhaps you are crossing the street when a careless driver hits you in the crosswalk, forcing you to spend time in the hospital and in physical rehabilitation after that.
Whether the problem is a loss of income, or serious medical expenses, or even both, you can quickly find yourself juggling bills and falling further and further behind every month. And the longer the adverse circumstances continue, the more you can find that even routine activities like checking the mail (more bills, more past-due notices) or answering the telephone (another collections agency) become a source of dread.
To live under the pressure of unmanageable debt is to live in fear. Constantly living in fear affects every part of your life, including your work, your ability to enjoy your present moments or to plan for your future. So where can you turn for help?
One possible answer may be to seek a fresh start through the elimination of out-of-control debts. Federal bankruptcy law can enable you to eliminate many consumer debts and even hospital bills, which might be what you need to get back on your financial feet again. But you might still have many questions about how bankruptcy works, and what its advantages and possible disadvantages are. You might even have questions about other possible recourses short of bankruptcy.
As a Pennsylvania law firm that practices bankruptcy law, we at Bryan P. Keenan & Associates we serve as advocates for people in financial difficulty, standing between them and the collection agencies, the repossessors, and the foreclosure actions.
To learn how we can help you, we suggest visiting our debt relief web page. It provides an introduction to our services and a way to contact us if you have questions or want to know more about our services or schedule a initial consultation.