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September 2015 Archives

Can my workers' compensation be exempted from bankruptcy?

During a petition in bankruptcy, the court and the bankruptcy trustee will consider the assets that you have declared with an eye toward which of these can be subject to creditor claims for payment of your debts. Particularly in a Chapter 7 liquidation bankruptcy, if an asset is not protected then it can be subject to sale so that the proceeds can be used to pay such claims.

Health insurance changes leave patients with unmanageable debt

Having health insurance is no guarantee that you will not be left with unmanageable debt following a serious and unexpected medical condition. Folks in Allegheny County and across the United States are finding that health insurance companies have increased deductibles at a pace that is at least six times faster than the income people are earning.

Ease the stress of medical debt

Medical debt is one of the most common accrued in the state of Pennsylvania, as well as the entire country. It is also perhaps the most stressful, since medical debt is rarely taken on by choice and is instead accrued thanks to an unexpected medical condition. People from all walks of life fall into medical debt, but the poor and uninsured are the most vulnerable. The costs of medical care are only rising, with more people taking on large debts each day.

A look at spousal support

During and after a divorce, one spouse might be required to pay the other a sum to help to cover their living expenses. This is called spousal support or alimony. The amount that is paid is either an agreement made between the two separating parties or ordered by the court in Pennsylvania. There are three different kinds of spousal support orders in the state, all of which are exempt from bankruptcy. This means that if you file for bankruptcy, you will still have to pay support.

Bankruptcy rates on the decline

Due to unexpected life changes, many people in Pennsylvania turn to bankruptcy to bail out their personal and business finances. The impact that bankruptcy has on specific locations can be tremendous, but the nation continues to see a steady decrease in the number of cases that are filed each year. Since the year 2011, the total number of cases filed has dropped by an impressive 660,000 cases.

What are the most common reasons people file for bankruptcy?

Personal bankruptcy is more common in Pennsylvania today, even after Congress passed legislation to make it more difficult to qualify. The fact that so many people are unable to pay off their debts is alarming. Some may wonder why most are choosing to file for bankruptcy to begin with. Here are some of the main reasons why people are filing for bankruptcy.

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Bryan P. Keenan & Associates, PC

993 Greentree Road
Suite 101
Pittsburgh, PA 15220

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Phone: 412-923-4941
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