Using Bankruptcy To Eradicate Medical Debt

As health care costs continue to rise, the expenses of medical treatment can plunge a person into staggering debt. In fact, debt from medical expenses is one of the most common reasons our clients seek financial help. At the Pittsburgh firm of Bryan P. Keenan & Associates, P.C., our attorney and staff understand how quickly the costs from a surgery or ongoing treatment add up. We want to help you find relief from the burden of medical debt.

Eliminate Your Medical Bills

Over 25 percent of Americans struggle to pay their medical bills, including those with health insurance. An emergency procedure can quickly spiral into a costly unanticipated bill you cannot afford. You do not have to endure financial hardship. As with other unsecured debt, debt from medical care can be significantly reduced or wiped out by filing bankruptcy.

Through a Chapter 7 bankruptcy, you may be able to completely eliminate your financial obligations for any medical debt you incurred. Although a Chapter 7 bankruptcy does not place a cap on the amount of medical debt you can discharge, you must meet the income qualifications.

With a Chapter 13 repayment plan, you may need to repay only a fraction of your total medical debt. However, Chapter 13 bankruptcy places limitations on the total amount of unsecured debt you can discharge. Depending on your circumstances, your medical bills could exceed this amount.

Learn More About Discharging Medical Debt

Do not let medical debt continue to add stress and anxiety to your life. Schedule a free consultation with a lawyer to learn more about bankruptcy relief for medical debt. To schedule your appointment, please email us or call 412-923-4941. We assist clients throughout western Pennsylvania.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.