How To Decide if Bankruptcy Is Right for You

In the end, bankruptcy is a personal decision. You have to decide whether it is right for you. You have to weigh the pros and the cons.

You don't have to make this important decision alone. The law firm of Bryan P. Keenan & Associates can help. We will take the time to work with you to determine what exactly the pros and the cons are in your situation. You can be certain that we will not encourage you to take any steps that are not right for you.

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The pros of filing bankruptcy are often obvious:

  • You can get rid of unmanageable debt
  • You can stop foreclosure, creditor harassment, property repossession and other creditor actions
  • You can step into a future that is free from debt

Sometimes, the cons of filing bankruptcy seem obvious. Misinformed parties may tell you that you're going to have to get rid of all of your property or that you will ruin your credit. These would definitely be cons … if they were true.

In reality, very few people actually give up property when filing Chapter 7 bankruptcy or Chapter 13 bankruptcy. In reality, bankruptcy will not ruin your credit. If you need to file bankruptcy, your credit is probably already ruined. Bankruptcy is the beginning of the healing process.

Our law firm is here to offer you an honest and personalized assessment of the pros and cons of filing bankruptcy as a means of debt relief. We are available to help people in Pittsburgh and the surrounding parts of Pennsylvania.

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E-mail us or call us at 1-866-753-6857 to talk to an experienced bankruptcy attorney about the pros and cons of filing bankruptcy.