Dedicated To Stopping Creditor Harassment

When people are in debt, one of the worst reminders is the constant phone calls and letters from collection agencies. Being overwhelmed with debt is stressful enough without being hounded by debt collectors who are not sympathetic to your situation.

If you believe you have been subject to abuse, harassment, unfair treatment, deception or threats by a debt collection representative or agency, you probably have been. They often employ tactics meant to scare people, which are not only unethical, but illegal as well. If you have questions about your rights, the Pittsburgh law firm of Bryan P. Keenan & Associates, P.C., can help you explore and assert your options regarding stopping creditor harassment.

Stop debt collection agencies from using abusive, deceptive and unfair collection practices.

Call 412-923-4941 to arrange a free consultation to learn more.

An Experienced And Attentive Debt Relief Law Firm

Did you know that if you qualify and file for Chapter 7 or Chapter 13 bankruptcy, all creditors must cease trying to contact you? They must redirect all of their correspondence to the court and your attorney. We will notify all debt collection agencies that have contacted you that we now represent you.

If collection agencies continue to contact you, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive, deceptive and unfair debt collector practices. Debt collectors are collection agencies and attorneys trying to collect your debt after your creditor has stopped its efforts and sold off the debt to these third-party businesses. Collectors must follow the law or they can be subject to lawsuits and penalties. You may have a claim if a collector has:

  • Used offensive or derogatory language such as profanity, name calling or racial slurs
  • Harassed you with repeat calls, including several on the same day, calling outside acceptable hours, calling every day over a period of days, calling and hanging up or a combination of the above
  • Disclosed your debt information to a third party such as an employer, a relative or a neighbor
  • Threatened you with action that collectors cannot take such as garnishing your wages
  • Falsely claimed to be a lawyer, part of a law firm or a government official
  • Contacted you without identifying himself or herself as a collector or disclosing that he or she is with a collection agency
  • Contacted you after you have sent a cease letter or stated that you are being represented by an attorney
  • Overstated the amount owed, the additional fees, interest or penalties associated with the debt
  • Threatened legal action when the statute of limitations bars the case

If you have been subject to any of these methods by a collector, even before you hire us, then you probably have a claim.

Did you know that if a collector has violated the FDCPA, you can receive actual damages plus a statutory penalty of up to $1,000 per violation? Our tenacious and experienced lawyer can help you pursue this option and hold guilty parties accountable if creditors have unfairly harassed you.

Contact Us Today

We charge no fees to review your claim during an initial meeting. To schedule yours, please call us at 412-923-4941. You can also reach us online. We assist clients in Pittsburgh and the surrounding parts of Pennsylvania.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.