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Posts tagged "Bankruptcy"

Debt relief is possible through a Pennsylvania bankruptcy filing

No matter how hard a person works to eliminate debt and remain debt-free, life has a way of throwing financial curveballs. If people end up with large amounts of debt as a result of emergency purchases or medical bills, they can easily become discouraged and eager to seek debt relief. Personal bankruptcy may be a helpful solution for doing away with these types of debts in Pennsylvania.

More than one option available for credit card debt relief

Credit cards have a way of being people’s closest comrades and simultaneously being their worst enemies. This is because the more that credit cards are used, the more people can buy and pay for. However, it also means that people incur more debt. Credit card debt may be particularly troubling if a person begins to have his or her wages garnished in order to pay back his or her financial obligations.

Bankruptcy may help individuals and business owners

People naturally have a desire to succeed financially, whether they are focused on building their businesses or simply building their households. That’s why facing extensive debt can be disheartening and make an individual feel frustrated. Filing for bankruptcy is often a responsible way of handling this unmanageable debt, in Pennsylvania and elsewhere.

Bankruptcy filing may impact loan cosigners

When debt seems to linger like an unshakeable cloud, a consumer in Pennsylvania may begin to feel desperate for help. Personal bankruptcy protection is available for those who wish to eliminate unsecured debts that have simply become unmanageable. However, it’s worth noting that filing for bankruptcy may have an impact on a friend or family member who cosigned a loan for a person who subsequently files for bankruptcy.

Credit card debt may be okay in certain situations

People in Pennsylvania are generally aware that debt on a credit card is undesirable. A majority of credit cards charge high interest rates, which makes it expensive to maintain a balance on a card from one month to the next. Credit card debt may also negatively impact one’s credit score, especially if the person’s cards are maxed out. It’s best to use credit cards in only a few select situations.

Bankruptcy may be beneficial to consumers with high debt

Being in debt in Pennsylvania can feel like being in an inescapable deep hole. The more a person may try to climb out of the financial hole, the more he or she may feel behind due to high credit card interest rates and inadequate income. There are a few signs that a person may benefit from filing for bankruptcy in order to finally remove his or her debt.

Debt relief through bankruptcy can help former college students

Debt is a four-letter word that sparks a range of emotions in people, including frustration and even anger or desperation. This is because consumers in Pennsylvania and other parts of the country often struggle to get rid of their extensive debt and are eager to obtain some form of debt relief. A particular segment of the population that is particularly struggling with debt includes those who attended for-profit postsecondary institutions and took out large loans to train at these schools.

More people paying off credit card debt, research shows

Using credit cards is one of the easiest way to rack up thousands of dollars in debt. This is especially true if a person in Pennsylvania encounters a financial emergency that requires use of a credit card. However, credit card debt is one of the hardest types of debt to eradicate because of the high-interest rates often tacked onto these cards. Research shows that an increasing number of people in America realize this and are becoming more conservative in their credit card usage.

Bankruptcy can provide debt relief to patients with medical debt

People sometimes have a choice in whether they will get into debt or not: for instance, they choose to buy a house, they choose to go to college and they choose to purchase a car. However, most people don’t choose medical debt. Rather, they often have no choice but to get into debt to cover medical expenses associated with an unanticipated medical condition or emergency. Like other types of debt, medical debt in Pennsylvania can wear on a person to the point that he or she may seek debt relief in order to stay financially afloat and reclaim a sense of peace.

Debt relief is possible for university grads with debt

The thought of finishing college with a new degree can naturally be exciting. The idea of paying tens of thousands of borrowed dollars back to the government over the course of two or more decades -- not so thrilling. For some people in Pennsylvania, the process can seem downright dreadful if they can’t earn enough wages to cover their debt or can’t find work at all. People facing these scenarios may understandably be ready for automatic debt relief.

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Bryan P. Keenan & Associates, PC

993 Greentree Road
Suite 101
Pittsburgh, PA 15220

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Phone: 412-923-4941
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