Bryan P. Keenan & Associates, PC Toll Free 866-753-6857 Phone 412-923-4941

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Ease the stress of medical debt

Medical debt is one of the most common accrued in the state of Pennsylvania, as well as the entire country. It is also perhaps the most stressful, since medical debt is rarely taken on by choice and is instead accrued thanks to an unexpected medical condition. People from all walks of life fall into medical debt, but the poor and uninsured are the most vulnerable. The costs of medical care are only rising, with more people taking on large debts each day.

Americans spend trillions on medical care. Healthcare is a necessity that cannot be cut, but many, nearly half, of all the people in the United States have had trouble paying off their medical debt. This is due in part to the fact that a lot of people have already taken on a lot of debt by the time that their medical bills fall into their laps: car loans, mortgages and student loans must all be paid as well.

There are a few steps that you can take to help manage your finances and pay back your debts. First, calculate your monthly income and bills and start saving all of your receipts so that you may track your spending. Next, try and negotiate repayment terms with the hospital to get your bill lowered.

You can also try to refinance other belongings. Chapter 7 bankruptcy is another idea that many people resort to when they are overwhelmed by debts. A bankruptcy attorney may be able to provide more information and counsel on the matter.

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Bryan P. Keenan & Associates, PC

993 Greentree Road
Suite 101
Pittsburgh, PA 15220

Toll Free: 866-753-6857
Phone: 412-923-4941
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